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Data Furnish with GoFinFi

Welcome to GoFinFi's Data Furnishing solution - your comprehensive platform for credit reporting to all major consumer credit bureaus.

What is Data Furnishing?​

Data furnishing is the process of reporting consumer credit information to credit bureaus (Equifax, Experian, and TransUnion). As a data furnisher, you provide accurate and timely information about consumer accounts, payment history, and credit activity.

Why Choose GoFinFi?​

Comprehensive Coverage​

  • Report to all three major bureaus (Equifax, Experian, TransUnion)
  • Support for consumer, rental, and commercial tradelines
  • Metro 2® format compliance

Streamlined Integration​

  • Easy-to-use credit reporting workbooks
  • Secure file transfer via OpenPortal
  • Flexible integration options

Compliance Support​

  • Built-in FCRA compliance guidance
  • Automated dispute management
  • Regular regulatory updates

Expert Support​

  • Dedicated data furnishing team
  • Credentialing assistance
  • Ongoing technical support

Getting Started​

  1. Get Credentialed - Work with credit bureaus to establish your data furnishing credentials
  2. Set Up Integration - Configure your file share and reporting workflow
  3. Submit Data - Use our workbooks or API to report tradeline data
  4. Manage Disputes - Handle consumer disputes through our streamlined process

Who Should Data Furnish?​

Data furnishing is ideal for:

  • Financial institutions (banks, credit unions)
  • Fintech companies offering credit products
  • BNPL (Buy Now, Pay Later) providers
  • Property management companies (rental reporting)
  • Lenders and loan servicers
  • Small business lenders

Key Resources​

Need Help?​

Contact our Data Furnishing team for personalized assistance:

Compliance Notice​

Data furnishing is regulated by the Fair Credit Reporting Act (FCRA) and other federal and state laws. Review the FTC Notice to Furnishers for important compliance requirements.